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500 Top and Bottom Performing Stocks at About 12:00 P.m. 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The Moneyist regrets he cannot reply to questions individually.Some people will get paid under the table. Others will see every last dime go through Uncle Sam.Dear Mother,Don't worry about other people who may or may not game the system.Compare and despair. That is a thankless task. Some people will get paid under the table. Others will see every last dime go through Uncle Sam. There's no accounting for others. Let them do their thing. Your son has, perhaps, been given a rougher deal: Even though he is a full-time student with little or no income, he still pays about $500 for health insurance. However, the settlement itself is probably not the real reason for his high premium. 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