Press Release: Stellus Capital Investment Corporation Reports Results for Its Second Fiscal Quarter Ended June 30, 2026

Dow Jones
Aug 11

HOUSTON, Aug. 10, 2026 /PRNewswire/ -- Stellus Capital Investment Corporation $(SCM)$ ("Stellus", "we", or the "Company") today announced financial results for its fiscal quarter ended June 30, 2026.

Robert T. Ladd, Chief Executive Officer of Stellus, stated, "I am pleased to report solid operating results for the quarter ended June 30, 2026, in which we earned both U.S. GAAP net investment income and core net investment income of $0.26 per share and net realized income of $0.01 per share. During the quarter, we funded $18 million of investments and received $49 million of repayments, resulting in a total portfolio of $968 million at fair value. I'm also pleased to report that since we announced our Share Repurchase Program in March, we have repurchased 467,317 shares at an average price of $8.50 per share."

FINANCIAL HIGHLIGHTS

($ in millions, except data relating to per share amounts and shares outstanding)

 
                           Three Months Ended                         Six Months Ended 
                 ---------------------------------------  ---------------------------------------- 
                   June 30, 2026        June 30, 2025        June 30, 2026        June 30, 2025 
                 Amount  Per Share   Amount   Per Share   Amount   Per Share   Amount   Per Share 
                 ------  ----------  -------  ----------  -------  ----------  -------  ---------- 
Net investment 
 income           $7.53       $0.26    $9.56       $0.34   $15.03       $0.52   $19.35       $0.69 
Core net 
 investment 
 income(1)         7.56        0.26     9.99        0.35    15.42        0.53    20.28        0.72 
Net realized 
 loss on 
 investments     (7.24)      (0.25)   (0.86)      (0.03)   (6.49)      (0.22)   (6.83)      (0.24) 
Net realized 
 loss on 
 foreign 
 currency 
 translation         --          --   (0.02)          --       --          --   (0.05)          -- 
Total realized 
 income(2)        $0.29       $0.01    $8.68       $0.31    $8.54       $0.30   $12.47       $0.45 
Distributions    (9.80)      (0.34)  (11.36)      (0.40)  (19.64)      (0.68)  (22.45)      (0.80) 
Net unrealized 
 change in 
 appreciation 
 on 
 investments      15.90        0.55     1.44        0.05     9.35        0.32     2.63        0.09 
Net unrealized 
 change in 
 appreciation 
 (depreciation) 
 on foreign 
 currency 
 translation       0.02          --     0.03          --   (0.03)          --     0.04          -- 
Net increase in 
 net assets 
 resulting from 
 operations      $16.21       $0.56   $10.15       $0.36   $17.86       $0.62   $15.14       $0.54 
Weighted 
 average shares 
 outstanding             28,869,028           28,412,849           28,907,925           28,009,969 
 
 
 
(1)  Core net investment income, as presented, excludes the impact of capital 
     gains incentive fees (reversal) and income taxes, the majority of which 
     are excise taxes. The Company believes presenting core net investment 
     income and the related per share amount is a useful supplemental 
     disclosure for analyzing its financial performance. However, core net 
     investment income is a non-U.S. GAAP measure and should not be considered 
     as a replacement for net investment income and other earnings measures 
     presented in accordance with U.S. GAAP. A reconciliation of net 
     investment income in accordance with U.S. GAAP to core net investment 
     income is presented in the table below the financial statements. 
(2)  Total realized income is the sum of net investment income, net realized 
     gains (losses) on investments, net realized gains (losses) on foreign 
     currency, and losses on debt extinguishment, all U.S. GAAP measures. 
 

PORTFOLIO ACTIVITY

($ in millions, except data relating to per share amounts, shares outstanding, and number of portfolio companies)

 
 
                       As of            As of 
                   June 30, 2026  December 31, 2025 
                   -------------  ----------------- 
Investments at 
 fair value               $968.2           $1,007.6 
Total assets              $982.1           $1,041.3 
Net assets                $367.0             $371.2 
Shares 
 outstanding          28,672,911         28,947,254 
Net asset value 
 per share                $12.80             $12.82 
 
                          Three Months Ended               Six Months Ended 
                   --------------------------------  ---------------------------- 
                   June 30, 2026    June 30, 2025    June 30, 2026  June 30, 2025 
                   -------------  -----------------  -------------  ------------- 
New investments            $18.0              $22.8          $45.7          $78.2 
Repayments of 
 investments              (49.2)             (31.6)         (90.9)         (46.6) 
                   -------------  -----------------  -------------  ------------- 
Net activity             ($31.2)             ($8.8)        ($45.2)          $31.6 
 
                       As of            As of 
                   June 30, 2026  December 31, 2025 
                   -------------  ----------------- 
Number of 
 portfolio 
 company 
 investments                 116                115 
Number of debt 
 investments                  98                100 
 
Weighted average 
yield of debt 
and other income 
producing 
investments (3) 
Cash                       7.9 %              8.5 % 
Payment-in-kind 
 ("PIK")                   0.8 %              0.5 % 
Fee amortization           0.3 %              0.3 % 
                   -------------  ----------------- 
Total                      9.0 %              9.3 % 
 
Weighted average 
yield of total 
investments(4) 
Cash                       7.4 %              7.9 % 
PIK                        0.7 %              0.5 % 
Fee amortization           0.3 %              0.3 % 
                   -------------  ----------------- 
Total                      8.4 %              8.7 % 
 
 
(3)  The dollar-weighted average annualized effective yield is computed 
     using the effective interest rate for our debt investments and other 
     income producing investments, including cash and PIK interest, as well 
     as the accretion of deferred fees. The individual investment yields are 
     then weighted by the respective cost of the investments (as of the date 
     presented) in calculating the weighted average effective yield of the 
     portfolio. The dollar-weighted average annualized yield on the 
     Company's investments for a given period will generally be higher than 
     what investors in the Company's common stock would realize in a return 
     over the same period because the dollar-weighted average annualized 
     yield does not reflect the Company's expenses or any sales load that 
     may be paid by investors. 
(4)  The dollar-weighted average yield on total investments takes the same 
     yields as calculated in the footnote above but weights them to 
     determine the weighted average effective yield as a percentage of the 
     Company's total investments, including non-income producing equity 
     positions and debt investments on non-accrual status. 
 

Results of Operations

Investment income for the three months ended June 30, 2026 and 2025 totaled $22.3 million and $25.7 million, respectively, most of which was interest income from portfolio investments.

Gross operating expenses for the three months ended June 30, 2026 and 2025 totaled $14.8 million and $17.1 million, respectively. For the same respective periods, base management fees totaled $4.4 million and $4.3 million, income incentive fees totaled $0.2 million and $2.2 million, fees and expenses related to our borrowings totaled $8.5 million and $8.7 million (including interest and amortization of deferred financing costs), administrative expenses totaled $0.6 million and $0.5 million, income tax totaled $0.0 million and $0.4 million and other expenses totaled $1.1 million and $1.0 million. The Company waived $0.0 million and $1.0 million of income incentive fees due to the total return limitation pursuant to the provisions of the Investment Advisory Agreement between the Company and the Advisor (as defined below) for the three months ended June 30, 2026 and 2025, respectively, for net operating expenses of $14.8 million and $16.1 million, respectively.

Net investment income was $7.5 million and $9.6 million, or $0.26 and $0.34 per common share based on 28,869,028 and 28,412,849 weighted average common shares outstanding for the three months ended June 30, 2026 and 2025, respectively. Core net investment income, which is a non-U.S. GAAP measure that excludes capital gains incentive fees (reversals) and income tax expense accruals, for the three months ended June 30, 2026 and 2025 was $7.6 million and $10.0 million, or $0.26 and $0.35 per share, respectively.

For the three months ended June 30, 2026 and 2025, the Company's investment portfolio had a net change in unrealized appreciation of $15.9 million and $1.4 million, respectively, and the Company had net realized losses of ($7.2) million and ($0.9) million, respectively.

Net increase in net assets resulting from operations totaled $16.2 million and $10.1 million, or $0.56 and $0.36 per common share, based on 28,869,028 and 28,412,849 weighted average common shares outstanding for the three months ended June 30, 2026 and 2025, respectively.

Liquidity and Capital Resources

As of June 30, 2026, the Company's amended senior secured revolving credit agreement with certain bank lenders and Zions Bancorporation, N.A. dba Amegy Bank, as administrative agent (as amended from time to time, the "Credit Facility") provided for borrowings in an aggregate amount of up to $335.0 million on a committed basis. As of both June 30, 2026 and December 31, 2025, the Credit Facility had an accordion feature which allowed for potential future expansion of the facility size up to $365.0 million.

As of June 30, 2026 and December 31, 2025, the Company had $222.2 million and $236.6 million in outstanding borrowings under the Credit Facility, respectively.

On March 3, 2026, the Company announced that its Board authorized a program for the purpose of repurchasing up to $20,0 million of its shares of common stock (the "Repurchase Program"). Under the Repurchase Program, the Company may, but is not obligated to, repurchase its outstanding common stock in the open market from time to time, provided that the Company complies with the requirements under its Code of Ethics and the guidelines specified in Rule 10b-18 of the Securities Exchange Act of 1934, as amended, including certain price, market volume and timing constraints. Unless amended or extended by the Board, the Repurchase Program will expire on the earlier of March 2, 2027 or when $20.0 million of the Company's outstanding shares of common stock have been repurchased.

During the three months ended June 30, 2026, the Company repurchased 274,343 shares of its common stock under the Repurchase Program for an aggregate purchase price of $2,447,682, including commissions, at a weighted average net repurchase price of $8.92 per share.

Distributions

For the three months ended June 30, 2026 and 2025, the Company declared aggregate distributions of $0.34 per share and $0.40 per share, respectively ($9.8 million and $11.4 million in the aggregate, respectively). Tax characteristics of all distributions are reported to stockholders on Form 1099-DIV. Tax characteristics of all distributions will be reported to stockholders on Form 1099-DIV after the end of the calendar year. None of these dividends are expected to include a return of capital.

Recent Portfolio Activity

The Company invested in the following portfolio companies during the three months ended June 30, 2026:

 
 
 Activity                                   Company       Investment    Instrument 
   Type        Date     Company Name      Description       Amount         Type 
-----------   ------   ---------------   --------------   -----------  ----------- 
                                            Offers 
                                             residential 
                                             property 
                                             brokerage, 
                                             title & 
                                             settlement, 
                                             and 
                                             property 
                                             and 
                                             casualty 
                                             insurance 
                                             brokerage 
                                             services to 
               April                         home buyers                Senior 
Add-On          1,       EH Real Estate      and                        Secured -- 
 Investment     2026      Services, LLC*     sellers       $190,093     First Lien 
New            April     VeloSource         Locum tenens   $   200,000  Senior 
 Investment     3,        Purchaser, LLC     staffing                   Secured -- 
                2026                         agency                     First Lien 
                                                          $   100,000  Delayed 
                                                                       Draw Term 
                                                                       Loan 
                                                                       Commitment 
                                                          $   100,000  Revolver 
                                                                       Commitment 
                                                          $    18,605  Equity 
Add-On         April     Venbrook Buyer,    An             $ 1,256,415  Senior 
 Investment     13,       LLC*               independent                Secured -- 
                2026                         insurance                  First Lien 
                                             services 
                                             broker 
New            April     Solomon            An             $ 4,196,557  Senior 
 Investment     13,       AcquisitionCo,     innovative                 Secured -- 
                2026      LLC                process                    First Lien 
                                             automation 
                                             and digital 
                                             systems 
                                             integrator 
                                                          $   100,000  Revolver 
                                                                       Commitment 
                                                          $   186,807  Equity 
New            April     OW RSG LLC         Manufacturer   $ 4,000,000  Senior 
 Investment     27,                          of walk-in                 Secured -- 
                2026                         coolers,                   First Lien 
                                             freezers, 
                                             and 
                                             refrigerati 
                                             on systems 
                                                          $   100,000  Delayed 
                                                                       Draw Term 
                                                                       Loan 
                                                                       Commitment 
                                                          $   100,000  Revolver 
                                                                       Commitment 
                                                          $   324,074  Equity 
Add-On         April     Venbrook Buyer,    An             $   502,566  Senior 
 Investment     28,       LLC*               independent                Secured -- 
                2026                         insurance                  First Lien 
                                             services 
                                             broker 
Add-On         April     Advanced Barrier   Manufacturer   $   330,250  Senior 
 Investment     28,       Extrusions,        of flexible                Secured -- 
                2026      LLC*               packaging                  First Lien 
Add-On         June 1,   Venbrook Buyer,    An             $   736,152  Senior 
 Investment     2026      LLC*               independent                Secured -- 
                                             insurance                  First Lien 
                                             services 
                                             broker 
Add-On         June      Venbrook Buyer,    An             $   352,052  Senior 
 Investment     26,       LLC*               independent                Secured -- 
                2026                         insurance                  First Lien 
                                             services 
                                             broker 
Add-On         June      Monarch            Provider of    $    29,822  Convertible 
 Investment     29,       Behavioral         center-base                Promissory 
                2026      Therapy, LLC*      d applied                  Note 
                                             behavioral 
                                             analysis 
                                             therapy 
                                             services 
Add-On         June      Valor Buyco LLC*   Provider of    $   120,000  Delayed 
 Investment     30,                          dispatched                 Draw Term 
                2026                         road                       Loan 
                                             services                   Commitment 
 
*Existing portfolio company 
 

The Company realized investments in the following portfolio companies during the three months ended June 30, 2026:

 
Activity                 Company        Company        Proceeds    Realized     Instrument 
Type            Date       Name       Description      Received    Gain            Type 
------------   ------   ----------   --------------   -----------  ----------  ----------- 
                                        Provider of 
                                         revenue 
                                         growth 
                                         management 
                                         consulting 
                                         services 
                                         for private 
                          Sales          equity-owne 
                 April     Benchmark     d and large                            Senior 
Full              17,      Index,        enterprise                             Secured -- 
 Repayment        2026     LLC           clients       $11,968,656  $       --  First Lien 
                                                                               Revolver 
                                                      $   443,820  $       --  Commitment 
Full Realization                                      $   486,925  $(178,805)  Equity 
                                        Provider of 
                                         equine 
                                         competition 
                                         s, content, 
                 April    Equine         products,                              Senior 
Full              24,      Network,      and                                    Secured -- 
 Repayment        2026     LLC           services      $ 9,043,164  $       --  First Lien 
                                                                               Delayed 
                                                                               Draw Term 
                                                                               Loan 
                                                      $    97,900  $       --  Commitment 
                                                                               Revolver 
                                                      $   166,667  $       --  Commitment 
                                        Manufacturer 
                                         of 
                                         single-use 
                 April    Cerebro        electrodes                             Senior 
Full              30,      Buyer,        for medical                            Secured -- 
 Repayment        2026     LLC           procedures    $ 4,526,683  $       --  First Lien 
                                                                               Delayed 
                                                                               Draw Term 
                                                                               Loan 
                                                      $   376,902  $       --  Commitment 
                                        Provider of 
                                         digital 
                                         media 
                                         services to 
                          Premiere       the 
                           Digital       entertainme                            Senior 
Full            May 21,    Services,     nt                                     Secured -- 
 Repayment        2026     Inc.          industry.     $12,038,926  $       --  First Lien 
                                        Distributor 
                                         of 
                                         specialty 
                                         chemicals, 
                                         oils, and 
                                         lubricants 
                                         into the 
                                         food & 
                                         beverage, 
                                         lubricants, 
                                         flavor and 
                                         fragrances, 
                                         personal 
                                         care, and 
                 June                    other                                  Senior 
Full              30,     Tilley         chemicals                              Secured -- 
 Repayment        2026     Company       end-markets   $    44,110  $       --  First Lien 
                                                                               Revolver 
                                                      $    13,043  $       --  Commitment 
 

Events Subsequent to June 30, 2026

The Company's management has evaluated subsequent events through August 10, 2026. There have been no subsequent events that require recognition or disclosure except for the following described below.

Investment Portfolio

The Company invested in the following portfolio companies subsequent to June 30, 2026:

 
 Activity                                    Company         Investment    Instrument 
   Type        Date     Company Name       Description         Amount         Type 
-----------   -------   -------------   ------------------   -----------  ----------- 
                                           Regional 
                          Blade             provider of 
                           Landscape        commercial 
Add-On         July 2,     Investments,     landscaping 
 Investment      2026      LLC*             services          $     5,250  Equity 
New            July 16,   Emergent         Microsoft-centr    $ 3,197,377  Senior 
 Investment      2026      Software         ic data, AI,                   Secured -- 
                                            and cloud IT                   First Lien 
                                            services 
                                            partner 
                                                             $ 2,664,481  Delayed 
                                                                          Draw Term 
                                                                          Loan 
                                                                          Commitment 
                                                             $   500,000  Revolver 
                                                                          Commitment 
                                                             $   306,732  Equity 
New             August    LJ Welding       Manufacturer of    $ 7,693,688  Senior 
 Investment       5,       Automation       material                       Secured -- 
                 2026      Ltd.             handling and                   First Lien 
                                            welding 
                                            automation 
                                            systems 
                                                             $   500,000  Revolver 
                                                                          Commitment 
                                                             $   303,470  Equity 
 
*Existing portfolio company 
 

The Company realized investments in the following portfolio companies subsequent to June 30, 2026:

 
 
 Activity                                  Company       Proceeds     Instrument 
   Type      Date      Company Name      Description     Received        Type 
----------   -----   -----------------   ------------   -----------  ----------- 
                                            Provider 
                                             of LED 
                                             lighting                 Senior 
               July                          systems                  Secured -- 
Full            1,     General LED OPCO,     and                      Second 
 Repayment     2026     LLC                  modules     $ 4,500,000  Lien 
Full           July    MacKenzie-Childs     Lifestyle    $    86,331  Senior 
 Repayment      27,     Acquisition,         home                     Secured -- 
               2026     Inc.                 déco                First Lien 
                                             r brand 
Full           July    U.S. Expediters,     Reseller     $14,236,513  Senior 
 Repayment      30,     LLC                  of CPAP                  Secured -- 
               2026                          machines                 First Lien 
                                             and 
                                             accessori 
                                             es 
 

Credit Facility

The outstanding balance under the Credit Facility as of August 10, 2026 was $211.7 million.

SBA Licensing

On July 14, 2026, we received a license from the SBA for the SBIC III subsidiary, which allows us to contribute $125.0 million of equity and draw up to $250.0 million of SBA-guaranteed debentures, subject to the increased family of funds limit of $475.0 million across all of our SBIC subsidiaries and applicable SBA regulations and policies.

Distributions Declared

On July 16, 2026, the Board of Directors of the Company declared a regular monthly dividend for each of July 2026, August 2026, and September 2026 as follows:

 
 
                        Record              Payment          Amount per 
   Declared              Date                 Date             Share 
---------------   ------------------   ------------------   ------------ 
 July 16, 2026     July 31, 2026         August 14, 2026      $    0.0833 
                                         September 15, 
 July 16, 2026     August 31, 2026        2026                $    0.0833 
 July 16, 2026     September 30, 2026    October 15, 2026     $    0.0833 
 

Share Repurchase Program

Since June 30, 2026, we repurchased 192,974 shares of our common stock under the Repurchase Program at a weighted-average purchase price of $7.95 per share.

Conference Call Information

Stellus Capital Investment Corporation will host a conference call to discuss these results on Tuesday, August 11, 2026 at 10:00 AM, Central Time. The conference call will be led by Robert T. Ladd, Chief Executive Officer, and W. Todd Huskinson, Chief Financial Officer, Chief Compliance Officer, Treasurer, and Secretary.

For those wishing to participate by telephone, please dial (888) 506-0062. Use passcode 218557. Starting approximately two hours after the conclusion of the call, a replay will be available through Tuesday, August 25, 2026 by dialing (877) 481-4010 and entering passcode 54324. The replay will also be available on the Company's website.

For those wishing to participate via Live Webcast, connect via the Public (SCIC) section of our website at www.stelluscapital.com, under the Events tab. A replay of the conference will be available on our website for approximately 90 days.

About Stellus Capital Investment Corporation

The Company is an externally managed, closed-end, non-diversified investment management company that has elected to be regulated as a business development company under the Investment Company Act of 1940. The Company's investment objective is to maximize the total return to its stockholders in the form of current income and capital appreciation by investing primarily in private lower middle-market companies (typically those with $5.0 million to $50.0 million of EBITDA (earnings before interest, taxes, depreciation and amortization)) with a focus on investing through first lien (including unitranche) loans, often with a corresponding equity investment. The Company's investment activities are managed by its investment adviser, Stellus Capital Management. To learn more about Stellus Capital Investment Corporation, visit www.stelluscapital.com under the "Public (SCIC)" tab. Stellus Capital Management, LLC was acquired by Ridgepost Capital, LLC on June 22, 2026. Ridgepost Capital, LLC's parent company, Ridgepost Capital, Inc., is a reporting company listed on the New York Stock Exchange. Please reference Ridgepost Capital, Inc.'s periodic filings with the U.S. Securities and Exchange Commission for additional information.

Forward-Looking Statements

Statements included herein may contain "forward-looking statements" which relate to future performance or financial condition. Statements other than statements of historical facts included in this press release may constitute forward-looking statements and are not guarantees of future performance or results and involve a number of assumptions, risks and uncertainties, which change over time. Actual results may differ materially from those anticipated in any forward-looking statements as a result of a number of factors, including those described from time to time in filings by the Company with the Securities and Exchange Commission including the final prospectus that will be filed with the Securities and Exchange Commission. The Company undertakes no duty to update any forward-looking statement made herein. All forward-looking statements speak only as of the date of this press release.

Contacts

Stellus Capital Investment Corporation

W. Todd Huskinson, Chief Financial Officer

(713) 292-5414

thuskinson@stelluscapital.com

 
                 STELLUS CAPITAL INVESTMENT CORPORATION 
            CONSOLIDATED STATEMENTS OF ASSETS AND LIABILITIES 
 
                                     (unaudited) 
                                    June 30, 2026   December 31, 2025 
                                    -------------  ------------------- 
ASSETS 
 Controlled investments, at fair 
  value (amortized cost of 
  $34,691,986 and $33,603,521, 
  respectively)                     $  11,573,435   $       14,953,132 
 Non-controlled, affiliated 
  investments, at fair value 
  (amortized cost of $29,323,333 
  and $4,806,660, respectively)        32,257,658            3,750,674 
 Non-controlled, non-affiliated 
  investments, at fair value 
  (amortized cost of $913,612,730 
  and $987,729,505, respectively)     924,415,324          988,919,589 
 Cash and cash equivalents              5,138,950           25,050,156 
 Receivable for sales and 
  repayments of investments             2,166,620              581,509 
 Interest receivable                    5,973,539            6,375,996 
 Income tax receivable                         --            1,385,387 
 Other receivables                         66,430               85,000 
 Related party receivable                      --                   20 
 Deferred offering costs                   75,000                   -- 
 Prepaid expenses                         457,821              150,843 
                                     ------------      --------------- 
 Total Assets                       $ 982,124,777   $    1,041,252,306 
                                     ------------      --------------- 
LIABILITIES 
 2030 Notes Payable                 $ 122,897,963   $      122,671,409 
 Credit Facility payable              219,221,522          233,167,360 
 SBA-guaranteed debentures            257,304,593          295,984,063 
 Dividends payable                      3,248,641            3,858,669 
 Management fees payable                4,393,771            4,442,705 
 Income incentive fees payable            889,986            2,317,429 
 Interest payable                       5,569,922            6,138,076 
 Unearned revenue                         496,577              582,007 
 Administrative services payable          517,253              539,338 
 Income tax payable                        56,518                   -- 
 Other accrued expenses and 
  liabilities                             570,085              372,294 
                                     ------------      --------------- 
 Total Liabilities                  $ 615,166,831   $      670,073,350 
                                     ------------      --------------- 
Commitments and contingencies 
(Note 7) 
                                     ------------      --------------- 
Net Assets                          $ 366,957,946   $      371,178,956 
                                     ============      =============== 
NET ASSETS 
 Common stock, par value $0.001 
  per share (100,000,000 shares 
  authorized; 28,672,911 and 
  28,947,254 shares issued and 
  outstanding, respectively)        $      28,673   $           28,947 
 Paid-in capital                      395,382,385          397,829,793 
 Total distributable loss            (28,453,112)         (26,679,784) 
                                     ------------      --------------- 
Net Assets                          $ 366,957,946   $      371,178,956 
                                     ------------      --------------- 
 Total Liabilities and Net Assets   $ 982,124,777   $    1,041,252,306 
                                     ------------      --------------- 
 Net Asset Value Per Share          $       12.80   $            12.82 
                                     ============      =============== 
 
 
                         STELLUS CAPITAL INVESTMENT CORPORATION 
                    CONSOLIDATED STATEMENTS OF OPERATIONS (unaudited) 
 
                          For the three months ended         For the six months ended 
                       --------------------------------  -------------------------------- 
                        June 30, 2026    June 30, 2025    June 30, 2026    June 30, 2025 
                       ---------------  ---------------  ---------------  --------------- 
INVESTMENT INCOME 
From non-controlled, 
affiliated 
investments 
 Interest income        $        1,016   $           --   $        1,061   $           -- 
 Payment-in-kind 
  interest income              559,310               --          631,610               -- 
From non-controlled, 
non-affiliated 
investments 
 Interest income            19,864,060       23,134,800       39,811,025       46,285,437 
 Payment-in-kind 
  interest income            1,159,038        1,519,405        3,392,735        2,495,884 
 Other income                  719,448        1,042,397        1,759,375        1,866,939 
                           -----------      -----------      -----------      ----------- 
 Total Investment 
  Income                $   22,302,872   $   25,696,602   $   45,595,806   $   50,648,260 
                           -----------      -----------      -----------      ----------- 
OPERATING EXPENSES 
 Management fees        $    4,393,770   $    4,279,441   $    8,786,127   $    8,334,167 
 Valuation fees                 44,995           38,507          211,114          196,396 
 Administrative 
  services expenses            550,235          474,284        1,199,355          923,582 
 Income incentive 
  fees                         150,863        2,158,075          257,572        4,294,566 
 Professional fees             283,474          312,808        1,101,201          730,839 
 Directors' fees                84,250           93,250          213,500          204,500 
 Insurance expense             102,057           98,668          195,113          195,758 
 Interest expense and 
  other fees                 8,585,467        8,680,015       17,437,008       16,943,034 
 Income tax expense             29,685          428,951          390,156          928,498 
 Other general and 
  administrative 
  expenses                     585,510          500,302          825,127          718,653 
                           -----------      -----------      -----------      ----------- 
 Total Operating 
  Expenses              $   14,810,306   $   17,064,301   $   30,616,273   $   33,469,993 
 Income incentive fee 
  waiver                      (38,583)        (928,926)         (49,644)      (2,171,769) 
                           -----------      -----------      -----------      ----------- 
 Total Operating 
  Expenses, net of 
  fee waivers           $   14,771,723   $   16,135,375   $   30,566,629   $   31,298,224 
                           -----------      -----------      -----------      ----------- 
 Net Investment 
  Income                $    7,531,149   $    9,561,227   $   15,029,177   $   19,350,036 
                           -----------      -----------      -----------      ----------- 
 Net realized loss on 
  controlled 
  investments           $           --   $  (1,132,576)   $           --   $  (1,132,576) 
 Net realized (loss) 
  gain on 
  non-controlled, 
  non-affiliated 
  investments              (7,243,523)          272,549      (6,493,113)      (5,694,672) 
 Net realized (loss) 
  gain on foreign 
  currency 
  translations                 (1,811)         (20,003)            1,853         (49,658) 
 Net change in 
  unrealized 
  (depreciation) 
  appreciation on 
  controlled 
  investments                (922,785)        1,290,491      (4,468,162)        1,345,767 
 Net change in 
  unrealized 
  appreciation on 
  non-controlled, 
  affiliated 
  investments                3,913,525               --        3,468,901               -- 
 Net change in 
  unrealized 
  appreciation on 
  non-controlled, 
  non-affiliated 
  investments               12,908,698          143,176       10,350,353        1,281,193 
 Net change in 
  unrealized 
  appreciation 
  (depreciation) on 
  foreign currency 
  translations                  21,045           30,546         (26,975)           38,865 
                           -----------      -----------      -----------      ----------- 
 Net Increase in Net 
  Assets Resulting 
  from Operations       $   16,206,298   $   10,145,410   $   17,862,034   $   15,138,955 
                           ===========      ===========      ===========      =========== 
 Net Investment 
  Income Per 
  Share--basic and 
  diluted               $         0.26   $         0.34   $         0.52   $         0.69 
                           ===========      ===========      ===========      =========== 
 Net Increase in Net 
  Assets Resulting 
  from Operations Per 
  Share -- basic and 
  diluted               $         0.56   $         0.36   $         0.62   $         0.54 
                           ===========      ===========      ===========      =========== 
 Weighted Average 
  Shares of Common 
  Stock 
  Outstanding--basic 
  and diluted               28,869,028       28,412,849       28,907,925       28,009,969 
                           ===========      ===========      ===========      =========== 
 Distributions Per 
  Share--basic and 
  diluted               $         0.34   $         0.40   $         0.68   $         0.80 
                           ===========      ===========      ===========      =========== 
 
 
                       STELLUS CAPITAL INVESTMENT CORPORATION 
            CONSOLIDATED STATEMENTS OF CHANGES IN NET ASSETS (unaudited) 
 
                        Common Stock                        Total 
                     ------------------- 
                       Number      Par      Paid-in     distributable 
                     of shares    value     capital        (loss)       Net Assets 
                     ----------  -------  ------------  -------------  ------------- 
Balances at 
 December 31, 2024   27,481,118  $27,481  $379,549,272  $ (9,654,813)  $ 369,921,940 
Net investment 
 income                      --       --            --      9,788,809      9,788,809 
Net realized loss 
 on investments              --       --            --    (5,967,221)    (5,967,221) 
Net realized loss 
 on foreign 
 currency 
 translations                --       --            --       (29,655)       (29,655) 
Net change in 
 unrealized 
 appreciation on 
 investments                 --       --            --      1,193,293      1,193,293 
Net change in 
 unrealized 
 depreciation on 
 foreign currency 
 translations                --       --            --          8,319          8,319 
Distributions from 
 net investment 
 income                      --       --            --   (11,087,389)   (11,087,389) 
Issuance of common 
 stock, net of 
 offering costs(1)      656,085      656     8,937,430             --      8,938,086 
                     ----------   ------   -----------   ------------   ------------ 
Balances at March 
 31, 2025            28,137,203  $28,137  $388,486,702  $(15,748,657)  $ 372,766,182 
                     ==========   ======   ===========   ============   ============ 
Net investment 
 income                      --       --            --      9,561,227      9,561,227 
Net realized loss 
 on investments              --       --            --      (860,027)      (860,027) 
Net realized loss 
 on foreign 
 currency 
 translations                --       --            --       (20,003)       (20,003) 
Net change in 
 unrealized 
 appreciation on 
 investments                 --       --            --      1,433,667      1,433,667 
Net change in 
 unrealized 
 appreciation on 
 foreign currency 
 translations                --       --            --         30,546         30,546 
Provision for 
taxes on 
unrealized 
appreciation on 
investments                  --       --            --             --             -- 
Distributions from 
 net investment 
 income                      --       --            --   (11,363,618)   (11,363,618) 
Issuance of common 
 stock, net of 
 offering costs(1)      278,945      279     3,822,637             --      3,822,916 
                     ----------   ------   -----------   ------------   ------------ 
Balances at June 
 30, 2025            28,416,148  $28,416  $392,309,339  $(16,966,865)  $ 375,370,890 
                     ==========   ======   ===========   ============   ============ 
 
Balances at 
 December 31, 2025   28,947,254  $28,947  $397,829,793  $(26,679,784)  $ 371,178,956 
                     ==========   ======   ===========   ============   ============ 
Net investment 
 income                      --       --            --      7,498,028      7,498,028 
Net realized gain 
 on investments              --       --            --        750,410        750,410 
Net realized gain 
 on foreign 
 currency 
 translation                 --       --            --          3,664          3,664 
Net change in 
 unrealized 
 depreciation on 
 investments                 --       --            --    (6,548,346)    (6,548,346) 
Net change in 
 unrealized 
 depreciation on 
 foreign currency 
 translations                --       --            --       (48,020)       (48,020) 
Distributions from 
 net investment 
 income                      --       --            --    (9,839,171)    (9,839,171) 
                     ----------   ------   -----------   ------------   ------------ 
Balances at 
 March 31, 2026      28,947,254  $28,947  $397,829,793  $(34,863,219)  $ 362,995,521 
                     ==========   ======   ===========   ============   ============ 
Net investment 
 income                      --       --            --      7,531,149      7,531,149 
Net realized loss 
 on investments              --       --            --    (7,243,523)    (7,243,523) 
Net realized loss 
 on foreign 
 currency 
 translation                 --       --            --        (1,811)        (1,811) 
Net change in 
 unrealized 
 appreciation on 
 investments                 --       --            --     15,899,438     15,899,438 
Net change in 
 unrealized 
 appreciation on 
 foreign currency 
 translations                --       --            --         21,045         21,045 
Distributions from 
 net investment 
 income                      --       --            --    (9,796,191)    (9,796,191) 
Repurchase of 
 common stock, net 
 of commissions(1)    (274,343)    (274)   (2,447,408)             --    (2,447,682) 
                     ----------   ------   -----------   ------------   ------------ 
Balances at 
 June 30, 2026       28,672,911  $28,673  $395,382,385  $(28,453,112)  $ 366,957,946 
                     ==========   ======   ===========   ============   ============ 
 
 
                STELLUS CAPITAL INVESTMENT CORPORATION 
           CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) 
 
                                           For the six months ended 
                                        ------------------------------ 
                                        June 30, 2026   June 30, 2025 
                                        --------------  -------------- 
Cash Flows from Operating Activities 
Net increase in net assets resulting 
 from operations                        $   17,862,034  $   15,138,955 
 Adjustments to reconcile net 
 increase in net assets from 
 operations to net cash used in 
 operating activities: 
 Purchases of investments                 (45,678,450)    (78,230,159) 
 Proceeds from sales and repayments of 
  investments                               90,888,206      46,638,287 
 Net change in unrealized appreciation 
  on investments                           (9,351,092)     (2,626,960) 
 Net change in unrealized depreciation 
  (appreciation) on foreign currency 
  translations                                  26,975        (38,865) 
 Increase in investments due to 
  payment-in-kind income                   (3,392,735)     (2,492,551) 
 Amortization of premium and accretion 
  of discount, net                         (1,383,610)     (1,437,223) 
 Amortization of loan structure fees           511,422         634,745 
 Amortization of deferred financing 
  costs                                        270,866         303,468 
 Amortization of discount on Notes 
  Payable                                       67,121          31,434 
 Amortization of premium on Notes 
 Payable                                      (61,432)              -- 
 Amortization of loan fees on 
  SBA-guaranteed debentures                    320,530         371,260 
 Net realized loss on investments            6,493,113       6,827,248 
 Changes in other assets and 
 liabilities 
 Decrease (increase) in interest 
  receivable                                   402,457       (921,344) 
 Decrease (increase) in income tax 
  receivable                                 1,385,387       (743,732) 
 Decrease in other receivables                  18,570          70,495 
 Decrease in related party receivables              20           3,687 
 (Increase) decrease in prepaid 
  expenses                                   (306,978)         218,975 
 (Decrease) increase in management 
  fees payable                                (48,934)         245,332 
 Decrease in income incentive fees 
  payable                                  (1,427,443)     (1,057,366) 
 (Decrease) increase in administrative 
  services payable                            (22,085)          22,297 
 (Decrease) increase in interest 
  payable                                    (568,154)       1,248,079 
 Increase in related party payable                  --       1,088,287 
 (Decrease) increase in unearned 
  revenue                                     (85,430)         127,664 
 Increase in income tax payable                 56,518              -- 
 Increase in other accrued expenses 
  and liabilities                              197,791       1,322,363 
                                         -------------   ------------- 
Net Cash Provided by (Used in) 
 Operating Activities                   $   56,174,667  $ (13,255,624) 
                                         -------------   ------------- 
Cash Flows from Financing Activities 
 Proceeds from the issuance of common 
  stock                                 $           --  $   13,153,366 
 Sales load for common stock issued                 --       (197,464) 
 Offering costs paid for common stock 
  issued                                      (75,000)       (303,959) 
 Payment for repurchase of common 
 stock                                     (2,436,708)              -- 
 Commission for repurchase of common 
 stock                                        (10,975)              -- 
 Stockholder distributions paid           (20,245,390)    (22,326,367) 
 Financing costs paid on Notes Payable        (50,000)     (1,698,806) 
 Repayments of SBA-guaranteed 
  debentures                              (39,000,000)    (16,250,000) 
 Borrowings under Credit Facility           92,200,000     104,400,000 
 Repayments of Credit Facility           (106,467,800)   (117,817,800) 
                                         -------------   ------------- 
Net Cash (Used in) Provided by 
 Financing Activities                   $ (76,085,873)  $   33,188,720 
                                         -------------   ------------- 
Net (Decrease) Increase in Cash and 
 Cash Equivalents                       $ (19,911,206)  $   19,933,096 
                                         -------------   ------------- 
Cash and Cash Equivalents Balance at 
 Beginning of Period                    $   25,050,156  $   20,058,594 
                                         -------------   ------------- 
Cash and Cash Equivalents Balance at 
 End of Period                          $    5,138,950  $   39,991,690 
                                         =============   ============= 
Supplemental and Non-Cash Activities 
 Cash paid for interest expense         $   16,896,905  $   14,354,048 
 Income and excise tax refund, net         (1,051,749)       1,672,230 
 Exchange of investments                     8,670,888       1,663,301 
 
 
            Reconciliation of Core Net Investment Income(1) 
                               (Unaudited) 
 
                   Three Months Ended             Six Months Ended 
              ----------------------------  ---------------------------- 
              June 30, 2026  June 30, 2025  June 30, 2026  June 30, 2025 
              -------------  -------------  -------------  ------------- 
Net 
 investment 
 income          $7,531,149     $9,561,227    $15,029,177    $19,350,036 
Income tax 
 expense             29,685        428,951        390,156        928,498 
              -------------  -------------  -------------  ------------- 
Core net 
 investment 
 income          $7,560,834     $9,990,178    $15,419,333    $20,278,534 
              =============  =============  =============  ============= 
 
Per share 
amounts: 
Net 
 investment 
 income per 
 share                $0.26          $0.34          $0.52          $0.69 
Core net 
 investment 
 income per 
 share                $0.26          $0.35          $0.53          $0.72 
 
 
           Reconciliation of Realized Net Investment Income(2) 
                               (Unaudited) 
 
                    Three Months Ended             Six Months Ended 
               ----------------------------  ---------------------------- 
               June 30, 2026  June 30, 2025  June 30, 2026  June 30, 2025 
               -------------  -------------  -------------  ------------- 
Net 
 investment 
 income           $7,531,149     $9,561,227    $15,029,177    $19,350,036 
Net realized 
 loss on 
 investments     (7,243,523)      (860,027)    (6,493,113)    (6,827,248) 
Net realized 
 (loss) gain 
 on foreign 
 currency 
 translation         (1,811)       (20,003)          1,853       (49,658) 
               -------------  ------------- 
Total 
 realized net 
 investment 
 income             $285,815     $8,681,197     $8,537,917    $12,473,130 
               =============  =============  =============  ============= 
 
Per share 
amounts: 
Net 
 investment 
 income per 
 share                 $0.26          $0.34          $0.52          $0.69 
Realized net 
 investment 
 income per 
 share                 $0.01          $0.31          $0.30          $0.45 
 

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