NYC Couple Making $13K A Month Is Barely Breaking Even And Say They Feel Ridiculous And Embarrassed For Blowing Through $5.5K A Month

Benzinga_recent_news

May 28

Bringing home $13,000 a month after taxes would sound like financial comfort to many Americans. But one New York City couple says they are struggling to understand why they are saving so little ...

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But one New York City couple says they are struggling to understand why they are saving so little ...</p>\n\n<a href=\"https://www.benzinga.com/news/topics/26/05/52825402/nyc-couple-making-13k-a-month-is-barely-breaking-even-and-say-they-feel-ridiculous-and-embarrassed-for-blowing-through-5-5k-a-month\">Source Link</a>\n\n</div>\n","source":"benzinga_recent_news","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>NYC Couple Making $13K A Month Is Barely Breaking Even And Say They Feel Ridiculous And Embarrassed For Blowing Through $5.5K A Month</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nNYC Couple Making $13K A Month Is Barely Breaking Even And Say They Feel Ridiculous And Embarrassed For Blowing Through $5.5K A Month\n</h2>\n\n<h4 class=\"meta\">\n\n\n2026-05-28 04:30 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.benzinga.com/news/topics/26/05/52825402/nyc-couple-making-13k-a-month-is-barely-breaking-even-and-say-they-feel-ridiculous-and-embarrassed-for-blowing-through-5-5k-a-month><strong>Benzinga_recent_news</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Bringing home $13,000 a month after taxes would sound like financial comfort to many Americans. But one New York City couple says they are struggling to understand why they are saving so little ...</p>\n\n<a href=\"https://www.benzinga.com/news/topics/26/05/52825402/nyc-couple-making-13k-a-month-is-barely-breaking-even-and-say-they-feel-ridiculous-and-embarrassed-for-blowing-through-5-5k-a-month\">Source Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4160","symbol_name":"多样化房地产投资信托v","start_time":0,"source_url":"https://www.benzinga.com/news/topics/26/05/52825402/nyc-couple-making-13k-a-month-is-barely-breaking-even-and-say-they-feel-ridiculous-and-embarrassed-for-blowing-through-5-5k-a-month","article_id":"2638201634","we_media_id":null,"thumbnails":["https://cdn.benzinga.com/cdn-cgi/image/width=240,dpr=2,format=auto,quality=85/files/images/story/2026/05/27/Communication-Remains-Biggest-Predictor.jpeg"],"rights":{"source":"benzinga_recent_news","url":"https://www.benzinga.com/news/topics/26/05/52825402/nyc-couple-making-13k-a-month-is-barely-breaking-even-and-say-they-feel-ridiculous-and-embarrassed-for-blowing-through-5-5k-a-month","rn_cache_url":null,"directOrigin":true},"url":"https://stock-news.laohu8.com/highlight/detail?id=2638201634","pubTimestamp":1779913800,"columns":[],"sourceInfo":{"source_id":"benzinga_recent_news","name":"Benzinga"},"weMediaInfo":null,"summary":"Bringing home $13,000 a month after taxes would sound like financial comfort to many Americans. But one New York City couple says they are struggling to understand why they are saving so little despite earning what appears to be a solid income and carrying no debt.The couple shared their situation in the r/DaveRamsey community, explaining that they’re in their early 30s, earn a combined $13,000 per month after taxes and health insurance, and still find themselves with only about $1,000 left over for savings at the end of most months.“I feel insane,” the poster wrote. “I feel ridiculous and have no idea how 2 people in their early 30s are apparently blowing through $5.5k a month.”“I don’t think we live extravagantly,” the poster wrote, adding that they go out to dinner a couple of times per month, generally cook at home and occasionally travel to nearby cities.In an update, the original poster thanked commenters for their suggestions and said the conversation had helped clarify","collect":0,"end_time":0,"defaultTopTitle":"benzinga.com","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4160":"多样化房地产投资信托v","BK4233":"房地产运营公司","NYC":"American Strategic Investment"},"translate_title":"一对月收入13,000美元的纽约夫妇勉强收支平衡，并表示他们对每月花费5,500美元感到荒谬和尴尬","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"NYC":1.5},"content_text":"Bringing home $13,000 a month after taxes would sound like financial comfort to many Americans. But one New York City couple says they are struggling to understand why they are saving so little despite earning what appears to be a solid income and carrying no debt.\nThe couple shared their situation in the r/DaveRamsey community, explaining that they’re in their early 30s, earn a combined $13,000 per month after taxes and health insurance, and still find themselves with only about $1,000 left over for savings at the end of most months.\n“I feel insane,” the poster wrote. “I feel ridiculous and have no idea how 2 people in their early 30s are apparently blowing through $5.5k a month.”\nDon't Miss:\nThe poster said they pay $4,500 per month for a one-bedroom apartment in New York City, including utilities. They’re also spending roughly $2,000 per month on wedding-related expenses, including deposits and alterations ahead of a June wedding.\nAfter accounting for those costs, they estimate they still have about $6,500 available each month for everything else.\n“I don’t think we live extravagantly,” the poster wrote, adding that they go out to dinner a couple of times per month, generally cook at home and occasionally travel to nearby cities.\n“I keep going through our receipts for the month and there’s no hidden mysterious purchases or anything,” they added. “But we should be saving more and we’re not. I feel so embarrassed.”\nMany commenters argued that the issue wasn’t income but a lack of budgeting.\nTrending: Everyone's watching EV stocks — fewer are paying attention to the lithium powering them\nOne of the most common pieces of advice was that reviewing receipts after money has already been spent isn’t enough. Instead, commenters encouraged the couple to create a detailed budget before each month begins and assign every dollar a purpose.\n“If you don’t tell your money where to go, you’ll never know where it went,” one commenter wrote.\nOthers recommended budgeting tools, saying they were surprised by how quickly small purchases like coffee, food delivery, cocktails, ride-share trips and subscriptions added up over time.\nThe discussion also turned to the couple’s housing costs.\nMany commenters focused on the $4,500 monthly rent payment, arguing that New York City living comes with financial tradeoffs.\n“Your zip code is an extravagance,” one commenter wrote.\nSee Also: More Than Half of Americans Aren't Prepared for Retirement — Including 62% of Gen Y\nNot everyone agreed. Some pointed out that $4,500 is not unusual for many neighborhoods in Manhattan or Brooklyn and that moving farther away could result in longer commutes and additional transportation costs.\nSeveral commenters also added that the couple’s wedding expenses are temporary. Once the wedding is over, the roughly $2,000 monthly outlay could potentially be redirected toward savings.\nIn an update, the original poster thanked commenters for their suggestions and said the conversation had helped clarify the issue.\n“There is nothing to be embarrassed about, this is common for a lot of Americans,” one person added.\nRead Next: Want to trade futures with more buying power without putting up a larger personal account? See how qualifying traders are using Apex Trader Funding to access funded accounts through evaluation programs.\nRad AI\nImmersed\nConnect Invest\nrHealth\nrHealth is building a space-tested diagnostics platform designed to bring lab-quality blood testing closer to patients in minutes rather than weeks. Originally validated in collaboration with NASA for use aboard the International Space Station, the technology is now being adapted for at-home and point-of-care settings to address widespread delays in diagnostic access.\nBacked by institutions including NASA and the NIH, rHealth is targeting the large global diagnostics market with a multi-test platform and a model built around devices, consumables, and software. With FDA registration in progress, the company is positioning itself as a potential shift toward faster, more decentralized healthcare testing.\nArrived\nMasterworks\nLightstone\nAdviserMatch\nAccredited Debt Relief\nImage: Shutterstock\nTo add Benzinga News as your preferred source on Google, click here.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":false,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"isVideo":false,"video":null,"symbols":[],"gpt_button":0,"need_auth":false,"need_login_tip":false,"code":"91000000","status":"200"}}}