Modern portfolio theory, pioneered by Markowitz, suggests that diversification is the only free lunch in investing. With the pace of asset class rotation accelerating significantly, a multi-asset allocation strategy has become a key choice for navigating changing market conditions. It is reported that the HuaAn Yingfeng Multi-Asset 6-Month Holding Hybrid FOF will launch on August 17, employing a diversified asset allocation strategy to select investment opportunities from a professional perspective.
According to the fund's contract, the HuaAn Yingfeng Multi-Asset 6-Month Holding Hybrid FOF has a broad investment scope. Specifically, the fund will invest in stocks, depositary receipts, equity funds, and hybrid funds classified as equity assets, with a combined allocation ranging from 5% to 30% of the fund's total assets. Investments in QDII funds and Hong Kong mutual recognition funds are capped at 20% of the fund's assets, while money market funds are limited to a maximum of 15% of the fund's assets.
The fund is expected to be co-managed by Chen Juan and Yuan Guanqun. In terms of investment style, Chen Juan is oriented toward absolute returns, with a strong focus on risk and drawdown control. She identifies the risk-adjusted value of various assets, adjusts asset allocation ratios, and aims to achieve a high Sharpe ratio for the portfolio through moderate diversification and contrarian investing. The other fund manager, Yuan Guanqun, brings extensive experience, specializing in equity strategies, sector and style rotation, and possesses strong fund selection skills.
Where to start
The HuaAn Fund Portfolio Investment Department will support the product's operation. The team is dedicated to pursuing long-term stable returns, bringing together multi-disciplinary investment research professionals with strong collaborative capabilities. Utilizing a systematic asset management model, members leverage their expertise across equities, fixed income, commodities, and overseas markets to enhance the product's risk-return profile through strategic asset allocation and tactical timing.
Fee structure and redemption policy
Subscription/application fees (M represents the subscription/application amount) for Class A shares: M < 1 million yuan, 0.50%; 1 million ≤ M < 3 million yuan, 0.40%; 3 million ≤ M < 5 million yuan, 0.30%; M ≥ 5 million yuan, 1,000 yuan per transaction. Class C shares do not charge subscription/application fees. Redemption fees for both A and C shares (N represents the holding period) are: N < 180 days, 0.50%; N ≥ 180 days, 0. Management fee: 0.60% per year. Custody fee: 0.15% per year. Class A shares do not charge a sales service fee, while Class C shares have a sales service fee of 0.30% per year. Each fund share purchased or subscribed has a minimum holding period of 6 months, after which redemption is allowed. Redemption fees are borne by the shareholders and are fully allocated to the fund's assets. For subscribed shares, the holding period starts from the fund's contract effective date to the redemption confirmation date (excluding that date). For purchased shares, the holding period runs from the share purchase confirmation date to the redemption confirmation date (excluding that date).
Risk warning
The fund management company does not guarantee a profit or a minimum return. Past performance is not indicative of future results. The performance of other funds managed by the fund manager does not guarantee the performance of this fund. Fund returns are subject to volatility risk. Investment requires caution. For details, please refer to the fund's contract, prospectus, and other legal documents.