Harbin Bank Sees Steady Deposit Expansion with Retail Segment Leading Region

Stock News
Apr 27

Harbin Bank (06138) reported steady growth in its deposit business in 2025, with the scale continuing to expand. The bank's retail deposit segment demonstrated a notable advantage, providing ample funding support for business development. By the end of the year, the group's customer deposit balance reached 719.244 billion yuan, an increase of 25.564 billion yuan from the end of the previous year, representing a growth rate of 3.69%. Retail deposits in both domestic and foreign currencies totaled 511.503 billion yuan, rising by 2.3%, while the average balance increased by 7.1% year-on-year. Notably, according to data from the Heilongjiang Provincial Branch of the central bank, Harbin Bank's retail deposit balance accounted for 18.8% of the local market share, maintaining the top position in the region for the eighth consecutive year. The steady growth in deposit scale has further optimized the bank's asset-liability structure, lowered funding costs, enhanced liquidity security, and provided strong support for subsequent credit allocation.

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