In 2025, HARBIN BANK (06138) continues to strengthen its inclusive finance operations, leveraging digital transformation to enhance service efficiency and provide targeted support to small and micro enterprises as well as the agricultural sector. During the reporting period, the group launched its digital retail credit product "Qian Dao Jia," which enables fully online end-to-end operation. It also upgraded agricultural-focused products such as "Nong Shan Dai" and "Hei Tu You Pin Dai," expanding coverage across the entire agricultural industry chain. Data shows that the issuance of inclusive loans to small and micro enterprises increased by 5.279 billion yuan compared to the previous year, with a balance of 43.249 billion yuan, representing a growth rate of 17.29%. The balance of agricultural loans reached 30.417 billion yuan, with services covering rural markets across Heilongjiang province and multiple regions outside the province. The enhancement of inclusive financial services not only fulfills social responsibilities but also broadens business growth avenues, injecting new momentum into sustained performance growth.