Ping An Bank Co.,Ltd., in collaboration with China UnionPay and Tencent Cloud, has announced the launch of the country's first debit card targeted at individual consumers of AI computing power, named the "AI Computing Card."

This card integrates functionalities such as aggregated computing power payment, basic financial services, and exclusive computing power benefits. Cardholders can accumulate computing power benefits through their daily spending. Through this innovative model, the "AI Computing Card" aims to create a new ecosystem experience of "one card connecting AI and finance," marking a significant step in financial institutions' deep involvement in the popularization of AI and officially ushering in a new era where finance and technology converge to support public computing power consumption.

Core Capabilities for Accessible AI

Using the card allows for the accumulation of computing power. The AI Computing Card innovatively introduces a model where spending translates into computing power, converting users' daily financial activities like payments into AI productivity. Cardholders can accumulate computing power points according to set rules by meeting spending thresholds or asset level requirements, truly realizing an intelligent experience where using the card equates to accumulating computing power.

One Portal, Multiple AI Models

The "UnionPay Cloud Computing Platform + Tencent WorkBuddy" facilitates AI creation. Opening an account provides an opportunity to enjoy multiple AI benefits. Cardholders can access mainstream large model services aggregated on the UnionPay Cloud Computing Platform with one click, receive the TokenPlan basic computing power package, and claim the AI office and learning toolkit provided by Tencent WorkBuddy.

The UnionPay Cloud Computing Platform has completed the private deployment and aggregated access of several mainstream AI large models, building a secure and controllable computing power resource pool. This platform provides financial-grade computing power infrastructure. Users no longer need to repeatedly register, top up, or switch between multiple AI platforms; through the AI Computing Card, they can enjoy the convenience of "one portal, multiple model calls." The TokenPlan computing power package covers high-frequency AI application scenarios such as text generation, image understanding, and code assistance, offering more competitive pricing. Through the TokenPlan package, users can flexibly configure computing power resources much like choosing a mobile phone plan, achieving on-demand usage and controllable costs.

A New Partner for AI Office Work and Learning

WorkBuddy is an AI office and learning intelligent agent launched by Tencent. It not only supports natural conversation but also focuses on task execution and efficiency improvement, truly becoming your "office partner" and "learning partner." Cardholders have the opportunity to obtain Tencent WorkBuddy point benefits after opening an account.

AI Application Scenarios

One AI Computing Card meets the intelligent application needs of different groups. For content creators, it enables generating Xiaohongshu graphics, Douyin scripts, and Bilibili video storyboards from a single prompt, achieving batch image creation without hiccups. For university students, it facilitates code debugging and AI mock interviews, covering the entire academic and job-seeking cycle. For freelancers or OPCs, it allows for AI meeting minutes, automatic PPT generation, and instant client proposal creation, enabling one person to function as an entire team. For wealth management individuals, it assists in interpreting stock research reports, analyzing financial statement data, and organizing asset allocation ideas, helping to understand investment information more efficiently.

Three-Tier Progressive Benefits for All Customer Groups

Account opening, payment, and asset upgrade—three tiers of benefits gradually unlock AI capabilities. The first tier involves opening an account and meeting requirements to receive the UnionPay Cloud TokenPlan basic computing power package and Tencent WorkBuddy point benefits, activating the AI experience upon meeting debit card opening criteria. The second tier involves meeting monthly spending thresholds to receive computing power points and WorkBuddy benefit renewals, ensuring continuous use and benefit, with all spending counting towards the threshold. The third tier involves meeting asset level requirements to unlock more computing power points, higher-tier large model call quotas, and receive a WorkBuddy point benefit top-up package.

The AI Computing Card will be available for application starting in July through the Ping An Bank Pocket Banking App and offline branches.

Official Statements

Ping An Bank Co.,Ltd. stated, "The AI Computing Card is not just a vehicle for benefits but an entry point to infrastructure in the AI era. We hope that through the innovative model of 'using the card equals computing power,' everyone in need of AI—whether students, entrepreneurs, or freelancers—can gain access to AI capability support with low barriers and sustainability. Every payment by a customer will be transformed into tangible AI productivity."

Tencent Cloud WorkBuddy stated, "WorkBuddy is an efficiency intelligent agent tool launched by Tencent for a broad audience including workplace professionals and students. Through this cooperation with Ping An Bank and UnionPay, we hope to become everyone's learning and office partner, solving daily needs and enhancing learning and office efficiency."

Tripartite Collaboration Ushers in a New AI Era

The launch of the AI Computing Card is the result of collaborative innovation between Ping An Bank Co.,Ltd., China UnionPay, and Tencent. It is also an important practice by Ping An Bank in implementing the national "AI Plus" initiative and an innovative measure to promote the development of technology finance and inclusive finance. The three parties will jointly open a new era of "using the card equals computing power."